Santa Cruz, CA Cell Phone Coverage Map & Network Rankings (2026)

Don’t overpay for a network that struggles where you actually use your phone.

Using FCC mobile coverage data across Santa Cruz, CA zip codes, this guide compares the top-performing networks and the cheapest plans that use them.

Coverage rankings for Santa Cruz, CA

AT&T currently ranks first for coverage in this area, with a coverage score of 82.4. Compare Wireless Carriers uses FCC broadband map data to estimate and calculate coverage scores. More on that further below.


RankCarrierScoreOverall4G LTE5GFast 5GAverage Signal
1AT&T82.499.7%99.7%89.9%45.0% -107 dBm
2Verizon81.999.0%99.0%60.4%42.6% -88 dBm
3T-Mobile74.881.2%81.2%64.1%45.6% -91 dBm

Scores include coverage area, network type, and average signal strength.


Cell phone coverage map for Santa Cruz, CA

Zoom in for local detail. Tap or click a colored area to see coverage and signal details. On mobile, use two fingers to move the map.

Coverage Key
Less covered More covered
Darker areas mean the carrier covers more of that location.

Map data © OpenStreetMap contributors, © CARTO. Rendered with MapLibre. FCC BDC mobile coverage processed by Compare Wireless Carriers.

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Cell phone coverage by network in Santa Cruz, CA

#1

AT&T

Coverage Score 82.4
In Santa Cruz, CA
Overall
99.7%
4G LTE
99.7%
5G
89.9%
Fast 5G
45.0%
Average Signal -107 dBm
Santa Cruz County, CA covered 68.9%
#2

Verizon

Coverage Score 81.9
In Santa Cruz, CA
Overall
99.0%
4G LTE
99.0%
5G
60.4%
Fast 5G
42.6%
Average Signal -88 dBm
Santa Cruz County, CA covered 80.5%
#3

T-Mobile

Coverage Score 74.8
In Santa Cruz, CA
Overall
81.2%
4G LTE
81.2%
5G
64.1%
Fast 5G
45.6%
Average Signal -91 dBm
Santa Cruz County, CA covered 33.8%

County coverage is shown for surrounding-area context and uses land-area only coverage.

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Coverage by ZIP code in Santa Cruz, CA

ZIP code areas can extend beyond city limits, so this table is best used for local comparison around the city.

ZIP CodeAT&TT-MobileVerizon
95060 65.7% 65.6% 33.6% 15.4% -110 dBm 23.8% 22.6% 17.3% 11.5% -92 dBm 72.1% 72.1% 17.4% 10.0% -98 dBm
95062 99.2% 99.2% 95.9% 52.1% -109 dBm 95.9% 95.9% 84.3% 54.5% -90 dBm 100.0% 100.0% 92.6% 73.6% -89 dBm
95064 100.0% 100.0% 73.2% 48.8% -106 dBm 43.9% 43.9% 17.1% 0.0% -99 dBm 100.0% 100.0% 26.8% 14.6% -84 dBm
95065 85.1% 85.1% 60.0% 13.7% -115 dBm 30.2% 27.5% 23.1% 6.7% -96 dBm 98.4% 98.4% 42.0% 22.7% -98 dBm

About The Coverage Data

Coverage and signal estimates are derived by Compare Wireless Carriers from carrier-reported data in the FCC’s National Broadband Coverage Map, last updated in June 2025. “Percent covered” shows how much of the city or ZIP code area has a carrier signal, whether weak or strong. Signal bars show the estimated average signal strength in areas of Santa Cruz, CA where that carrier has coverage.

If a carrier says you should have service but you do not, run a challenge test with the FCC Mobile Speed Test App. The FCC uses those results to check carrier-submitted coverage data and requires a carrier response when enough tests show a pattern of inaccurate coverage reporting.